15. – 17. November, 2026.

Two New Pillars of Financial Consumer Protection: CCD2 and PSR

A conference dedicated to the new regulatory pillars for protecting the interests of users of financial and payment services: the Consumer Credit Directive (CCD2) and the proposed Payment Services Regulation (PSR).

Event overview

The Association for Banking Law is organising a regional conference this year dedicated to the new regulatory pillars for protecting the interests of users of financial and payment services: the Consumer Credit Directive (CCD2) and the proposed Payment Services Regulation (PSR).

The first part of the conference will feature speakers and panellists from Serbia and the wider region, who will share their experience in implementing consumer credit and residential mortgage credit directives, as well as their expectations regarding the new directive. They will also discuss identified and anticipated challenges in its implementation, with a particular focus on Buy Now, Pay Later (BNPL) services.

The second part of the conference will focus on the new regulatory requirements under the Payment Services Regulation, which is expected to be adopted by the end of the year. Discussions will primarily address new rules concerning fraudulent transactions, particularly in the context of changes to risk allocation, as well as new requirements for transaction monitoring and data sharing to prevent fraud in payment transactions.

This year, the conference will be held as part of the Regional Legal Business Forum, taking place from 15 to 17 November at the Grand Hotel Tornik in Zlatibor. The Forum regularly attracts more than 500 participants from Serbia and the wider region.

By participating in the Regional Banking Law Conference 2026, attendees will have the opportunity to exchange experiences not only with colleagues from the banking industry but also with representatives of leading companies from Serbia and the region. Since the prevention of payment fraud is one of the conference topics, and companies are often among the victims of such fraud—with fraudulent transaction amounts frequently reaching substantial sums—this part of the programme will also be of particular interest to in-house legal counsel.

Participants who register through the Association are entitled to a preferential registration fee of RSD 32.000, compared with the standard fee of RSD 42,000 plus VAT. The Association is not registered for VAT purposes; therefore, VAT is not charged on the preferential registration fee. Registration through our Association is a mandatory condition for benefiting from this special rate.

The registration fee includes:

  • Participation in our conference and access to the full programme of the Regional Legal Business Forum
  • Lunch on 16 and 17 November
  • Coffee and refreshments during breaks
  • Drinks at the welcome reception on 15 November and the party on 16 November.

Accommodation and transport are paid for individually and are not included in the registration fee. Promotional accommodation rates at the Grand Hotel Tornik for registered Forum participants are as follows:

  • EUR 132 per night for a single room with breakfast;
  • EUR 136 per night for a double room for two people, with breakfast.


Accommodation rates include access to the spa and wellness centre, as well as parking. Dinner can be added for an additional EUR 6 per person.

Participants must book their accommodation directly with the hotel, specifying that they are attending the Regional Legal Business Forum 2026. Reservations can be made by calling +381 63 440 213 or by emailing event.coordinator@hoteltornik.rs.

In addition to speakers and panellists from Serbia and the wider region, including Slovenia, Croatia and Montenegro, participants will have the opportunity to hear broader comparative perspectives from the United Kingdom. Participation by colleagues from Germany and Spain is also expected to be confirmed.

Event agenda

10:00 - 10:15

Opening Remarks – Why These Topics?

Bojan Terzić, Member of the Association for Banking Law

10:15 - 11:00

Matthias Roder, Bavarian State Ministry for the Environment and Consumer Protection

Selected German Court Cases on Financial Consumer Protection

11:00 - 11:40

Svetlana Đurović, National Bank of Montenegro

Montenegro’s Experience in Implementing and Applying the Consumer Credit and Mortgage Credit Directives

11:40 - 12:30

Panel discusion

The Revised Consumer Credit Directive: Is There Anything Fundamentally
New?
Panelists:

  • Matthias Roder, Bavarian State Ministry for the Environment and Consumer Protection
  • Svetlana Đurović, Central Bank of Montenegro
  • NLB Bank Representative


Moderator: Đorđe Gojković, National Bank of Serbia

12:30 - 13:00

Coffee break

Networking and refreshments.

13:00 - 13:30

Bojan Terzić, Director of the Financial Services Consumer Protection Department, National Bank of Serbia

National Bank of Serbia Guidelines on Transaction Monitoring and Data Sharing

13:30 - 14:00

LexisNexis Risk Solutions

Monitorning of the transactions

14:00 - 16:00

Lunch break

Organized lunch in hotel for the participants of regional conference of banking law 2026 and guests.

16:00 - 16:30

LexisNexis Risk Solutions

Fraud information sharing.

16:30 - 17:00

Jelena Tapić, VISA

Fraud Trends

17:00 - 18:00

Panel discustion

Fighting Payment Fraud under the Proposed PSR: Monitoring,
Information Sharing and PSP Liability.
Panellists:

  1. Saša Elez, Central Bank of Bosnia and Herzegovina
  2. Žiga Bernik, Gorenjska banka, Slovenia
  3. LexisNexis Risk Solutions
  4. Jelena Tapić, Visa


Moderator: Bojan Terzić, National Bank of Serbia

18:00 - 18:15

Conference conclusion

Final words and conclusion for this year’s regional conference.

Register

Conference sponsors:

Two New Pillars of Financial Consumer Protection: CCD2 and PSR

Complete the form to secure your place at the regional conference dedicated to current challenges in Banking Law.

A big step towards professional success

Агенда Конференције

10:00 - 10:40
Lecture

Dr. Jorgovanka Tabakovic

Opening of the conference and introductory speech

The Governor of the National Bank of Serbia, Dr. Jorgovanka Tabaković, and the organizer of the Association will solemnly open the conference with a welcome speech.​​

10:40 - 11:40
Lecture

Matthias Roeder

German experience in the implementation of the Directive on collective actions

11:40 - 12:00
Break

Coffee break

12:00 - 13:00
Lecture

Dr. Rita Simon

Трансформација ка одрживости: Изазови зелених финансијских инструмената

13:00 - 13:15
Break

Coffee break

13:15 - 14:15
Lecture

Aki Corsoni-Husein

The role of banks in the EU and the UK in the application of international sanctions

14:15 - 15:00
Break

Lunch and getting to know colleagues

15:00 - 16:00
Lecture

Eliseo M. Martinez

Lessons learned from an investor perspective following the first European bank restructuring by the Single Resolution Board: the case of 'Banco Popular'"

16:00 - 16:15
Break

Coffee break

16:15 - 17:15
Panel

Irena Trifunović, Prof. Dr. Mirjana Radović, Dušan Mitrović, Bojan Terzić​

Banking sector - What should (not) be regulated?